(812) 247-6017
🏠 Family Caregiver Pay Guide 2025

Find Your Family
Caregiver Pay Rate
by State

Structured Family Caregiving (SFC) lets family members get paid to care for loved ones at home — funded by Medicaid. See what your state pays and how to enroll free.

Find your state's caregiver pay rate
✅ 15 states covered ✅ Free enrollment ✅ Paid.care partner

Family Caregiver Pay Rates by State

Click any state to see pay levels, waiver programs, and enrollment steps.

Indiana
🌽
$432–$750+/wk
Georgia
🍑
$1,200–$1,800/mo
N. Carolina
🌲
$13–$15/hr
Massachusetts
🦞
$1,600–$2,200/mo
S. Carolina
🌴
$11–$13/hr
Ohio
🏒
$14–$17/hr
California
🌴
$17–$22/hr
New York
🗽
$18–$22/hr
Washington
🏔️
$19–$24/hr
Illinois
🏙️
$20–$30/hr
Texas
$12–$16/hr
Pennsylvania
🔔
$14–$17/hr
Virginia
💙
$14–$17/hr
Minnesota
🌨️
Budget-based
Oregon
🌲
$18–$21/hr
Nevada
🎰
$15–$18/hr
State & Program Pay Range Top Rate Status
🌽
Indiana
Structured Family Caregiving (SFC)
$432–$750+/week
$22,464–$41,600+/year
$750/week Active — Strong Program
🍑
Georgia
SOURCE (Service Options Using Resources in a Commu...
$1,200–$1,800/month
$14,400–$21,600/year
$1,800/month Active
🌲
North Carolina
CAP/DA Consumer Direction & Innovations Waiver
$13–$15/hr
$27,000–$44,000/year
~$15/hr Active
🦞
Massachusetts
Adult Foster Care (AFC) — Massachusetts SFC Equiva...
$1,600–$2,200/month
$19,200–$26,400/year
$2,200/month Active — Strong Program
🌴
South Carolina
Community Choices Waiver / Medicaid Personal Care
$11–$13/hr
$22,000–$35,000/year
~$13/hr Limited
🏒
Ohio
PASSPORT Waiver — My Life My Choice (Consumer Dire...
$14–$17/hr
$29,000–$40,000/year
~$17/hr Active
🌴
California
In-Home Supportive Services (IHSS)
$17–$22/hr
$35,000–$65,000+/year
$22+/hr (SF Bay Area) Active — Top Program
🗽
New York
Consumer Directed Personal Assistance Program (CDP...
$18–$22/hr
$37,000–$65,000+/year
$22/hr (NYC area) Active — Top Program
🏔️
Washington
CDWA Individual Provider (IP) Program
$19–$24/hr
$39,000–$70,000+/year
$24+/hr Active — Top Wages
🏙️
Illinois
Community Care Program (CCP) — Not Traditional SFC
$20–$30/hr
$41,600–$87,360/year
$30/hr (OT approved) Active — 2026 Spouse Update
Texas
Consumer Directed Services (CDS) Option
$12–$16/hr
$24,000–$40,000/year
~$16/hr Active
🔔
Pennsylvania
OBRA / Independence Waiver / Consumer Direction
$14–$17/hr
$29,000–$44,000/year
~$17/hr Active
💙
Virginia
CCC Plus Waiver — Consumer Direction
$14–$17/hr
$29,000–$44,000/year
~$17/hr Active
🌨️
Minnesota
Consumer Directed Community Supports (CDCS)
Budget-based (~$18–$22/hr equivalent)
$37,000–$55,000 (budget dependent)/year
Budget-based Active — Budget Model
🌲
Oregon
Oregon K Plan / Home Care Workers Program
$18–$21/hr
$37,000–$62,000+/year
$21+/hr Active — Union Wages

Rates as of 2025. Actual pay depends on care level assessment, MCO, and agency reimbursement rates. Contact Paid.care to confirm current rates in your state.

How Agencies Pay Caregivers

The State → Agency → Caregiver Flow

The state doesn't pay family caregivers directly. Here's how it actually works.

🏛️
State Medicaid
Reimburses licensed
SFC agency per day
🏢
SFC Agency
(e.g. Paid.care)
Handles payroll,
compliance, training
👨‍👩‍👧
Family Caregiver
Receives W-2 wages
weekly or biweekly

Indiana Example — Level 3 SFC

$130/day
State pays agency
~$23/day
Agency operational costs
$107/day
Paid.care pays caregiver

For a Level 3 Indiana SFC case, the state reimburses Paid.care $130/day. Paid.care passes $107/day directly to the family caregiver — one of the highest pass-through rates in the country. That's $750/week, or $39,000/year, for care you're already providing.

Common Questions

SFC Program FAQ

SFC is a Medicaid-funded program that pays family members, friends, and housemates to provide daily personal care for an elderly or disabled person living at home. The state reimburses a licensed SFC agency, which then pays the family caregiver as an employee. The caregiver receives W-2 wages and builds work history.

In most states, you must live in the same home as the care recipient. In Indiana, you can be any family member, friend, or housemate who cohabits with the care recipient — including spouses, adult children, siblings, parents, or close family friends.

It varies by state and care level. In Indiana, SFC pays $432–$750+/week. Massachusetts pays $1,600–$2,200/month. California IHSS pays $17–$22/hour. Washington pays $19–$24/hour. The pay is set by the state reimbursement rate, the agency's pass-through policy, and the care level assessment.

No — each state has its own program name, rules, and pay rates. Indiana calls it 'Structured Family Caregiving.' Georgia calls it 'SOURCE.' Massachusetts calls it 'Adult Foster Care.' California has IHSS. New York has CDPAP. The concept is the same — Medicaid pays family caregivers — but the specifics vary significantly.

Contact a licensed SFC agency like Paid.care at (812) 247-6017. Enrollment is free — the agency checks Medicaid eligibility, initiates the waiver application (if required), schedules the level-of-care assessment, and handles all paperwork. Most families receive their first paycheck within 30–90 days.

In most states, SFC caregivers receive 1099-NEC income, not W-2 wages. Under IRS Notice 2014-7, HCBS Medicaid waiver payments to family caregivers living with the care recipient may be fully excludable from federal gross income — one of the most significant and often overlooked benefits of SFC. California IHSS is an exception (W-2). Always confirm with a tax professional. Learn more at IRS.gov →

Ready to Start Getting Paid for the Care You're Already Giving?

Free enrollment. Paid.care handles every step — from Medicaid eligibility check to first paycheck.

Start Free at Paid.care → (812) 247-6017
All States

Family Caregiver Pay Rates
by State — 2025 Guide

Complete guide to Medicaid-funded family caregiver pay programs in all 15 participating states. Click any state for detailed pay levels, waivers, and enrollment information.

Indiana
🌽
32–50+/wk
Georgia
🍑
,200–,800/mo
N. Carolina
🌲
3–5/hr
Massachusetts
🦞
,600–,200/mo
S. Carolina
🌴
1–3/hr
Ohio
🏒
4–7/hr
California
🌴
7–2/hr
New York
🗽
8–2/hr
Washington
🏔️
9–4/hr
Illinois
🏙️
0–0/hr
Texas
2–6/hr
Pennsylvania
🔔
4–7/hr
Virginia
💙
4–7/hr
Minnesota
🌨️
Budget-based
Oregon
🌲
8–1/hr
Nevada
🎰
5–8/hr
State & ProgramPay RangeAnnual Est.Status
🌽
Indiana
Structured Family Caregiving (SFC)
$432–$750+/week
$22,464–$41,600+/year
$750/week Active — Strong Program
🍑
Georgia
SOURCE (Service Options Using Resources in a Commu...
$1,200–$1,800/month
$14,400–$21,600/year
$1,800/month Active
🌲
North Carolina
CAP/DA Consumer Direction & Innovations Waiver
$13–$15/hr
$27,000–$44,000/year
~$15/hr Active
🦞
Massachusetts
Adult Foster Care (AFC) — Massachusetts SFC Equiva...
$1,600–$2,200/month
$19,200–$26,400/year
$2,200/month Active — Strong Program
🌴
South Carolina
Community Choices Waiver / Medicaid Personal Care
$11–$13/hr
$22,000–$35,000/year
~$13/hr Limited
🏒
Ohio
PASSPORT Waiver — My Life My Choice (Consumer Dire...
$14–$17/hr
$29,000–$40,000/year
~$17/hr Active
🌴
California
In-Home Supportive Services (IHSS)
$17–$22/hr
$35,000–$65,000+/year
$22+/hr (SF Bay Area) Active — Top Program
🗽
New York
Consumer Directed Personal Assistance Program (CDP...
$18–$22/hr
$37,000–$65,000+/year
$22/hr (NYC area) Active — Top Program
🏔️
Washington
CDWA Individual Provider (IP) Program
$19–$24/hr
$39,000–$70,000+/year
$24+/hr Active — Top Wages
🏙️
Illinois
Community Care Program (CCP) — Not Traditional SFC
$20–$30/hr
$41,600–$87,360/year
$30/hr (OT approved) Active — 2026 Spouse Update
Texas
Consumer Directed Services (CDS) Option
$12–$16/hr
$24,000–$40,000/year
~$16/hr Active
🔔
Pennsylvania
OBRA / Independence Waiver / Consumer Direction
$14–$17/hr
$29,000–$44,000/year
~$17/hr Active
💙
Virginia
CCC Plus Waiver — Consumer Direction
$14–$17/hr
$29,000–$44,000/year
~$17/hr Active
🌨️
Minnesota
Consumer Directed Community Supports (CDCS)
Budget-based (~$18–$22/hr equivalent)
$37,000–$55,000 (budget dependent)/year
Budget-based Active — Budget Model
🌲
Oregon
Oregon K Plan / Home Care Workers Program
$18–$21/hr
$37,000–$62,000+/year
$21+/hr Active — Union Wages
🎰
Nevada
HCBS Medicaid Waivers — Consumer Direction
$15–$18/hr
$31,000–$50,000+/year
~$18/hrActive

Rates as of 2025. Click any state for detailed information.

How It Works

How Structured Family Caregiving Works

From Medicaid eligibility to first paycheck — a clear explanation of how the SFC system works and how family caregivers get paid.

The System Explained

Medicaid Funds Family
Caregivers Through Agencies

The state Medicaid program does not pay family caregivers directly. Instead, it reimburses licensed SFC agencies (like Paid.care) at a daily or hourly rate for each enrolled SFC client. The agency then employs the family caregiver and pays them wages from that reimbursement.

This structure exists because Medicaid requires licensed provider oversight — someone responsible for compliance, care planning, documentation, and quality assurance. The agency fills that role while the family caregiver does the actual hands-on caregiving.

In Indiana, Paid.care passes up to $107/day (82% of the state's $130/day Level 3 reimbursement) directly to the family caregiver — one of the most transparent and caregiver-favorable pass-through structures in the country.

Step by Step
1
Medicaid Eligibility Check
Your loved one must be enrolled in Medicaid and meet functional eligibility for the applicable HCBS Waiver.
2
Waiver Application / CCU Referral
Apply for the HCBS Waiver (Indiana: Pathways, H&W, or Family Supports) or CCU referral (Illinois CCP). Waitlists vary.
3
MCO Assignment & Level-of-Care Assessment
A local case management company or MCO care manager visits the home and assesses ADL needs, determining the care level and authorized hours.
4
SFC Caregiver Training
The family caregiver completes ~6–8 hours of SFC training through the agency. No HHA certification required.
5
First Paycheck
Once enrolled, the family caregiver begins receiving paychecks. In most states this is 1099-NEC income per IRS Notice 2014-7 — and may be excludable from federal gross income. Most families within 30–90 days.
How Pay Is Determined

Level of Care Assessment

Your pay rate is set by a level-of-care assessment — not hours worked. An MCO care manager or state assessor evaluates how many Activities of Daily Living (ADLs) your loved one needs help with:

🛁
Bathing
👕
Dressing
🍽️
Eating/Meals
🦽
Mobility
🚽
Toileting
💊
Medications
👁️
Supervision
🧠
Cognitive Care

The more ADLs your loved one needs help with, the higher the care level assigned — and the higher your weekly pay. Thorough documentation of all care needs is critical for a fair assessment. Paid.care helps families prepare for their MCO assessment to ensure every need is properly documented.

Ready to Start?

Paid.care handles the entire enrollment process — eligibility check, waiver application, assessment prep, training, and paperwork. Free for all families.

Free Enrollment

Start Your SFC Enrollment — Free

Fill out the form and a Paid.care coordinator will contact you within 1 business day. No cost. No commitment.

Contact Paid.care

Response Time
Within 1 business day

What Happens Next

1Coordinator calls within 1 business day
2Free 15-min Medicaid eligibility check
3Waiver application initiated immediately
4Level-of-care assessment scheduled
5First paycheck within 30-90 days

Free SFC Enrollment Form

Complete this form and we'll call you within 1 business day to start your SFC eligibility review.

🔒 Private & confidential. Enrollment is 100% free. No obligation.

🌽
IN Family Caregiver Pay

Indiana Family Caregiver Pay Rate

Indiana Structured Family Caregiving pays family members $432–$750+/week to care for Medicaid-eligible loved ones at home. Level 1: $432/wk, Level 2: $560/wk, Level 3: $750/wk. Free enrollment at Paid.care.

Start Free Enrollment → 📞 (812) 247-6017
$432–$750+/week
Family caregiver pay
$22,464–$41,600+
Estimated annual
3 programs
Available waivers
Pay Rates

Indiana Family Caregiver Pay Levels

Structured Family Caregiving (SFC)

$432/wk
Level 1
$60/day to caregiver
1–3 ADLs — basic personal care needs, minimal supervision
$560/wk
Level 2
$78/day to caregiver
4–5 ADLs — moderate daily care needs, regular assistance
$750/wk
Level 3
$107/day to caregiver
6+ ADLs — significant daily care needs, substantial assistance
$800/wk
ATTC
$114/day to caregiver
Extraordinary medical complexity — highest level of care

About These Rates

The state reimburses agencies like Paid.care approximately $130/day for a Level 3 case. Paid.care passes up to $107/day directly to the family caregiver — one of the highest caregiver-to-reimbursement ratios in the country.

How Reimbursement Works

The State → Agency → Family Caregiver Flow

The state reimburses licensed SFC agencies like Paid.care a daily rate. The agency then pays the family caregiver a portion of that reimbursement as their wage.

$130/day
State pays agency
(Level 3 reimbursement rate)
Licensed SFC Agency
Processes payroll, compliance, training
e.g. Paid.care
$107/day
Family caregiver pay
(up to 82% passed through)

Why does the agency keep a portion?

The agency (like Paid.care) handles employer responsibilities: payroll taxes, W-2s, training, background checks, supervision, documentation, compliance with Medicaid standards, care plan management, and liability insurance. The remaining spread covers these real operational costs. Paid.care is transparent about its rates and aims to pass the maximum allowable portion to family caregivers.

Qualifying Programs

Waiver Programs & Eligibility

The care recipient must be enrolled in one of these programs for the family caregiver to receive pay.

Pathways HCBS Waiver
👥 Age 60+ ⏱ ~1 year waitlist State Site →
Health & Wellness HCBS Waiver
👥 Under 60 with disability ⏱ ~2 year waitlist State Site →
Family Supports Waiver
👥 Intellectual/developmental disability ⏱ Varies State Site →

✅ Who Qualifies as Family Caregiver?

Any family member, friend, or housemate who lives in the same home as the care recipient. This includes spouses, adult children, siblings, parents, grandchildren, nieces, nephews, and close family friends who share the household. The caregiver cannot be the legal guardian paid solely for guardianship duties.

👥 Care Recipient Requirements

Must be enrolled in Indiana Medicaid and approved for one of the qualifying HCBS Waivers (Pathways, H&W, or Family Supports). Must need assistance with Activities of Daily Living (ADLs) such as bathing, dressing, eating, mobility, toileting, and medication management.

📚 Training Required

SFC training through a licensed agency (like Paid.care) takes approximately 6–8 hours and covers personal care, safety, documentation, and your role as an SFC caregiver. No HHA certification required.

Managed Care Entities

Participating MCEs in Indiana

These managed care organizations administer Medicaid and SFC programs in Indiana. Your specific MCE depends on your enrollment.

🌽 Indiana

Ready to Start Getting Paid in Indiana?

Free enrollment. Paid.care handles every step of the Indiana SFC enrollment process.

Enroll Free at Paid.care → (812) 247-6017
🍑
GA Family Caregiver Pay

Georgia Family Caregiver Pay Rate

Georgia SOURCE program pays family caregivers $1,200–$1,800/month to care for elderly and disabled loved ones at home through Medicaid. Learn about SOURCE waiver eligibility and enrollment.

Start Free Enrollment → 📞 (812) 247-6017
$1,200–$1,800/month
Family caregiver pay
$14,400–$21,600
Estimated annual
4 programs
Available waivers
Pay Rates

Georgia Family Caregiver Pay Levels

SOURCE (Service Options Using Resources in a Community Environment)

$1,400/wk
SOURCE Caregiver Stipend
Monthly stipend paid to designated family caregiver through SOURCE agency
~$14/hr
CCSP Personal Care
Hourly rate
Hourly rate for personal care through Community Care Services Program

About These Rates

Georgia SOURCE agencies receive a per-member-per-month rate from the state. The caregiver stipend paid to family members is set by the SOURCE agency, typically ranging from $1,200–$1,800/month.

Qualifying Programs

Waiver Programs & Eligibility

The care recipient must be enrolled in one of these programs for the family caregiver to receive pay.

SOURCE Waiver
👥 Elderly adults needing community support ⏱ Varies by region State Site →
Community Care Services Program (CCSP)
👥 Frail elderly and adults with disabilities ⏱ Varies State Site →
NOW Waiver
👥 Intellectual/developmental disabilities ⏱ Long waitlist State Site →
COMP Waiver
👥 Intellectual/developmental disabilities — more intensive ⏱ Long waitlist State Site →

✅ Who Qualifies as Family Caregiver?

Adult children caring for elderly parents, parents caring for adult children with disabilities, and siblings in many circumstances. Spouses have limited eligibility — varies by program and case. The caregiver must be designated by the care recipient and approved by the SOURCE agency.

👥 Care Recipient Requirements

Must be enrolled in Georgia Medicaid and meet functional eligibility for the applicable waiver. Must be assessed as needing assistance with ADLs. Georgia SOURCE primarily serves elderly adults. NOW/COMP waivers serve individuals with intellectual and developmental disabilities.

📚 Training Required

Training requirements vary by SOURCE agency. Most require basic caregiver orientation covering personal care, safety, and documentation.

Managed Care Entities

Participating MCEs in Georgia

These managed care organizations administer Medicaid and SFC programs in Georgia. Your specific MCE depends on your enrollment.

🍑 Georgia

Ready to Start Getting Paid in Georgia?

Free enrollment. Paid.care handles every step of the Georgia SFC enrollment process.

Enroll Free at Paid.care → (812) 247-6017
🌲
NC Family Caregiver Pay

North Carolina Family Caregiver Pay Rate

North Carolina CAP/DA consumer direction allows family members to be paid $13–$15/hr as caregivers through Medicaid. Innovations Waiver also allows family providers for individuals with IDD.

Start Free Enrollment → 📞 (812) 247-6017
$13–$15/hr
Family caregiver pay
$27,000–$44,000
Estimated annual
3 programs
Available waivers
Pay Rates

North Carolina Family Caregiver Pay Levels

CAP/DA Consumer Direction & Innovations Waiver

~$14/hr
CAP/DA Consumer Direction
Hourly rate
Hourly rate for family caregiver through consumer direction option
~$15/hr
Innovations DD Support
Hourly rate
Hourly rate for direct support professional (family member eligible)

About These Rates

NC LME-MCOs set authorized hours based on assessed needs. The consumer direction option allows families to hire and manage their own caregivers, including eligible family members, at the approved hourly rate.

Qualifying Programs

Waiver Programs & Eligibility

The care recipient must be enrolled in one of these programs for the family caregiver to receive pay.

CAP/DA Waiver — Consumer Direction
👥 Adults with disabilities needing personal care ⏱ Varies by LME-MCO State Site →
Innovations Waiver
👥 Intellectual/developmental disabilities ⏱ Long waitlist State Site →
TBI Waiver
👥 Traumatic brain injury ⏱ Varies State Site →

✅ Who Qualifies as Family Caregiver?

Adult children, parents caring for adult children with disabilities, and siblings in most circumstances. The care recipient must choose the consumer direction option and designate the family member as their paid caregiver.

👥 Care Recipient Requirements

Must have NC Medicaid and meet functional eligibility for CAP/DA or Innovations Waiver. Care recipient must opt into consumer direction and have capacity to direct their own care (or have a representative).

📚 Training Required

LME-MCO orientation required. Training varies by the specific waiver and services authorized.

Managed Care Entities

Participating MCEs in North Carolina

These managed care organizations administer Medicaid and SFC programs in North Carolina. Your specific MCE depends on your enrollment.

🌲 North Carolina

Ready to Start Getting Paid in North Carolina?

Free enrollment. Paid.care handles every step of the North Carolina SFC enrollment process.

Enroll Free at Paid.care → (812) 247-6017
🦞
MA Family Caregiver Pay

Massachusetts Family Caregiver Pay Rate

Massachusetts Adult Foster Care (AFC) pays family caregivers $1,600–$2,200/month to care for Medicaid-eligible adults at home. No waitlist. Learn about AFC eligibility and how to enroll.

Start Free Enrollment → 📞 (812) 247-6017
$1,600–$2,200/month
Family caregiver pay
$19,200–$26,400
Estimated annual
3 programs
Available waivers
Pay Rates

Massachusetts Family Caregiver Pay Levels

Adult Foster Care (AFC) — Massachusetts SFC Equivalent

$1,800/wk
AFC Basic
Monthly stipend for providing 24/7 supervision and personal care
$2,200/wk
AFC Complex
Higher stipend for more intensive care needs

About These Rates

Massachusetts AFC is structured identically to Indiana SFC — a licensed AFC agency receives the Medicaid reimbursement and passes a caregiver stipend to the family member. One of the strongest AFC programs in the country.

Qualifying Programs

Waiver Programs & Eligibility

The care recipient must be enrolled in one of these programs for the family caregiver to receive pay.

Adult Foster Care (AFC)
👥 Adults who cannot live independently ⏱ No waitlist for AFC State Site →
PCA Program
👥 Adults with disabilities who self-direct care ⏱ No waitlist State Site →
Group Adult Foster Care (GAFC)
👥 Group residential AFC ⏱ Varies State Site →

✅ Who Qualifies as Family Caregiver?

Adult children, siblings, grandchildren, nieces and nephews, and other family members. Spouses are eligible in some circumstances. The caregiver must provide 24/7 care and supervision — living in the home with the care recipient.

👥 Care Recipient Requirements

Must have MassHealth (Massachusetts Medicaid) and be assessed as unable to live independently safely without 24-hour supervision and assistance with ADLs.

📚 Training Required

AFC training through a licensed AFC agency. Covers personal care, emergency protocols, documentation, and care planning. Typically 8–10 hours.

Managed Care Entities

Participating MCEs in Massachusetts

These managed care organizations administer Medicaid and SFC programs in Massachusetts. Your specific MCE depends on your enrollment.

🦞 Massachusetts

Ready to Start Getting Paid in Massachusetts?

Free enrollment. Paid.care handles every step of the Massachusetts SFC enrollment process.

Enroll Free at Paid.care → (812) 247-6017
🌴
SC Family Caregiver Pay

South Carolina Family Caregiver Pay Rate

South Carolina Community Choices Waiver may allow family members to be paid as personal care attendants. Learn about SC Medicaid caregiver pay programs and eligibility.

Start Free Enrollment → 📞 (812) 247-6017
$11–$13/hr
Family caregiver pay
$22,000–$35,000
Estimated annual
2 programs
Available waivers
Pay Rates

South Carolina Family Caregiver Pay Levels

Community Choices Waiver / Medicaid Personal Care

~$12/hr
Personal Care Services
Hourly rate
Hourly rate for authorized personal care hours

About These Rates

South Carolina has limited consumer direction options. Family members may be eligible as paid personal care attendants under specific circumstances. Contact SC DHHS for current eligibility rules.

Qualifying Programs

Waiver Programs & Eligibility

The care recipient must be enrolled in one of these programs for the family caregiver to receive pay.

Community Choices Waiver
👥 Elderly adults and adults with physical disabilities ⏱ Varies State Site →
HASCI Waiver
👥 Head and spinal cord injury ⏱ Varies State Site →

✅ Who Qualifies as Family Caregiver?

Limited spousal eligibility. Adult children and other family members may qualify as paid attendants in some circumstances under consumer direction. Rules vary significantly by case.

👥 Care Recipient Requirements

Must have SC Medicaid and functional eligibility for the Community Choices Waiver. Must require assistance with ADLs.

📚 Training Required

Varies by program. Contact your MCO for specific requirements.

Managed Care Entities

Participating MCEs in South Carolina

These managed care organizations administer Medicaid and SFC programs in South Carolina. Your specific MCE depends on your enrollment.

🌴 South Carolina

Ready to Start Getting Paid in South Carolina?

Free enrollment. Paid.care handles every step of the South Carolina SFC enrollment process.

Enroll Free at Paid.care → (812) 247-6017
🏒
OH Family Caregiver Pay

Ohio Family Caregiver Pay Rate

Ohio PASSPORT Waiver's My Life My Choice allows family members to be paid $14–$17/hr as consumer-directed attendants. Learn about PASSPORT MLMC eligibility and enrollment.

Start Free Enrollment → 📞 (812) 247-6017
$14–$17/hr
Family caregiver pay
$29,000–$40,000
Estimated annual
3 programs
Available waivers
Pay Rates

Ohio Family Caregiver Pay Levels

PASSPORT Waiver — My Life My Choice (Consumer Direction)

~$15/hr
MLMC Attendant Care
Hourly rate
Hourly rate for consumer-directed attendant care
~$17/hr
DD Waiver Support
Hourly rate
Hourly rate for developmental disability waiver support

About These Rates

Ohio PASSPORT's My Life My Choice option gives families control to hire and manage caregivers, including eligible family members. Area Agencies on Aging administer the program and conduct level-of-care assessments.

Qualifying Programs

Waiver Programs & Eligibility

The care recipient must be enrolled in one of these programs for the family caregiver to receive pay.

PASSPORT Medicaid Waiver — MLMC
👥 Elderly adults and adults with disabilities ⏱ Varies by county State Site →
Individual Options Waiver
👥 Adults with developmental disabilities ⏱ Long waitlist State Site →
Level One Waiver
👥 Developmental disabilities — lighter support ⏱ Varies State Site →

✅ Who Qualifies as Family Caregiver?

Adult children, spouses in many circumstances, siblings, and other family members. The care recipient must opt into consumer direction and have capacity to direct their own care (or have an approved representative).

👥 Care Recipient Requirements

Must have Ohio Medicaid and be enrolled in the PASSPORT Waiver or an applicable DD waiver. Assessed through the Area Agency on Aging (AAA) in their county.

📚 Training Required

Basic attendant training required. Specific requirements set by the MCO and Area Agency on Aging.

Managed Care Entities

Participating MCEs in Ohio

These managed care organizations administer Medicaid and SFC programs in Ohio. Your specific MCE depends on your enrollment.

🏒 Ohio

Ready to Start Getting Paid in Ohio?

Free enrollment. Paid.care handles every step of the Ohio SFC enrollment process.

Enroll Free at Paid.care → (812) 247-6017
🌴
CA Family Caregiver Pay

California Family Caregiver Pay Rate

California IHSS pays family members $17–$22+/hr to care for Medi-Cal eligible loved ones at home. No certification required. Spouses, adult children, and siblings all eligible. Learn about IHSS enrollment.

Start Free Enrollment → 📞 (812) 247-6017
$17–$22/hr
Family caregiver pay
$35,000–$65,000+
Estimated annual
2 programs
Available waivers
Pay Rates

California Family Caregiver Pay Levels

In-Home Supportive Services (IHSS)

~$17/hr
IHSS Standard
Hourly rate
County IHSS rate — lower cost-of-living counties
~$22/hr
IHSS High COL
Hourly rate
San Francisco, Santa Clara, and other high-COL counties

About These Rates

California IHSS pays county-administered hourly rates. Wages are collectively bargained and have increased significantly — IHSS workers now earn living wages in most counties. Rates vary significantly by county.

Qualifying Programs

Waiver Programs & Eligibility

The care recipient must be enrolled in one of these programs for the family caregiver to receive pay.

IHSS — Traditional Medi-Cal
👥 Medi-Cal recipients needing in-home support ⏱ No waitlist for IHSS State Site →
HCBS Waiver Programs
👥 Various waiver programs for specific populations ⏱ Varies State Site →

✅ Who Qualifies as Family Caregiver?

Spouses, parents, adult children, siblings, and other family members. IHSS is one of the most inclusive family caregiver programs in the country — essentially any family member with established relationship can qualify. No certification required.

👥 Care Recipient Requirements

Must have Medi-Cal (California Medicaid) and be assessed by their county social services office as needing in-home support services. IHSS serves elderly adults and individuals with disabilities.

📚 Training Required

No formal certification required. County provides orientation. Training programs available but not mandatory.

Managed Care Entities

Participating MCEs in California

These managed care organizations administer Medicaid and SFC programs in California. Your specific MCE depends on your enrollment.

🌴 California

Ready to Start Getting Paid in California?

Free enrollment. Paid.care handles every step of the California SFC enrollment process.

Enroll Free at Paid.care → (812) 247-6017
🗽
NY Family Caregiver Pay

New York Family Caregiver Pay Rate

New York CDPAP pays family members and friends $18–$22/hr as personal assistants for Medicaid-eligible loved ones. No certification required. Spouses eligible. Learn about CDPAP enrollment.

Start Free Enrollment → 📞 (812) 247-6017
$18–$22/hr
Family caregiver pay
$37,000–$65,000+
Estimated annual
2 programs
Available waivers
Pay Rates

New York Family Caregiver Pay Levels

Consumer Directed Personal Assistance Program (CDPAP)

~$19/hr
CDPAP Personal Assistant
Hourly rate
Base rate for most counties
~$22/hr
CDPAP NYC / Downstate
Hourly rate
Higher rate in NYC metro area

About These Rates

New York CDPAP is administered through Fiscal Intermediaries (FIs). The state is transitioning to a single statewide FI (Public Partnerships LLC) in 2025. The care recipient acts as the employer and can hire virtually any willing adult, including most family members.

Qualifying Programs

Waiver Programs & Eligibility

The care recipient must be enrolled in one of these programs for the family caregiver to receive pay.

CDPAP — Traditional Medicaid
👥 NY Medicaid recipients needing personal care ⏱ No waitlist for CDPAP State Site →
HCBS Waivers (TBI, NHTD, etc.)
👥 Specific disability populations ⏱ Varies State Site →

✅ Who Qualifies as Family Caregiver?

Almost any adult — family members, friends, neighbors — can serve as a CDPAP personal assistant. Spouses are eligible. The care recipient (or their designated representative) acts as the employer and controls who provides their care.

👥 Care Recipient Requirements

Must have NY Medicaid and an assessed need for personal care. The care recipient must have the ability to direct their own care (or have an approved representative). CDPAP is NOT available to care recipients who cannot self-direct.

📚 Training Required

No formal training or certification required. One of the most accessible programs for family caregivers.

Managed Care Entities

Participating MCEs in New York

These managed care organizations administer Medicaid and SFC programs in New York. Your specific MCE depends on your enrollment.

🗽 New York

Ready to Start Getting Paid in New York?

Free enrollment. Paid.care handles every step of the New York SFC enrollment process.

Enroll Free at Paid.care → (812) 247-6017
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WA Family Caregiver Pay

Washington Family Caregiver Pay Rate

Washington CDWA Individual Provider program pays family caregivers $19–$24+/hr with union benefits. One of the highest caregiver wage rates in the US. Learn about IP training and enrollment.

Start Free Enrollment → 📞 (812) 247-6017
$19–$24/hr
Family caregiver pay
$39,000–$70,000+
Estimated annual
3 programs
Available waivers
Pay Rates

Washington Family Caregiver Pay Levels

CDWA Individual Provider (IP) Program

~$19/hr
IP Base Rate
Hourly rate
Statewide minimum individual provider rate
~$24/hr
IP Premium Rate
Hourly rate
Some regions and specialized care rates

About These Rates

Washington's CDWA manages individual providers (IPs) including family members. IP wages are collectively bargained through SEIU 775 and have increased significantly — one of the highest family caregiver wage rates in the country.

Qualifying Programs

Waiver Programs & Eligibility

The care recipient must be enrolled in one of these programs for the family caregiver to receive pay.

Medicaid Personal Care (MPC)
👥 All Medicaid recipients needing personal care ⏱ No waitlist State Site →
Community First Choice (CFC)
👥 Medicaid recipients with disability ⏱ No waitlist State Site →
Community Options Program Entry System (COPES)
👥 Elderly and adults with disabilities ⏱ Varies State Site →

✅ Who Qualifies as Family Caregiver?

Spouses, adult children, siblings, parents, and most family members can be paid individual providers. Exceptions: minor children cannot be paid; legal guardians may have restrictions. DSHS confirms eligibility for specific relationships.

👥 Care Recipient Requirements

Must have Washington Apple Health (Medicaid) and be assessed by DSHS as needing personal care. The care recipient chooses and directs their individual provider.

📚 Training Required

~70 hours of training required for new individual providers. Includes online coursework and in-person skills demonstration. CDWA coordinates and pays for training.

Managed Care Entities

Participating MCEs in Washington

These managed care organizations administer Medicaid and SFC programs in Washington. Your specific MCE depends on your enrollment.

🏔️ Washington

Ready to Start Getting Paid in Washington?

Free enrollment. Paid.care handles every step of the Washington SFC enrollment process.

Enroll Free at Paid.care → (812) 247-6017
🏙️
IL Family Caregiver Pay

Illinois Family Caregiver Pay Rate

Illinois Community Care Program pays family caregivers $20–$30/hr for up to 56 hrs/week — no Medicaid waiver required. Spouses eligible as of 2026. Learn about CCP enrollment.

Start Free Enrollment → 📞 (812) 247-6017
$20–$30/hr
Family caregiver pay
$41,600–$87,360
Estimated annual
1 programs
Available waivers
Pay Rates

Illinois Family Caregiver Pay Levels

Community Care Program (CCP) — Not Traditional SFC

~$20/hr
CCP Standard Rate
Hourly rate
Regular authorized hours through County Community Care Units
~$30/hr
CCP Overtime Rate
Hourly rate
Approved overtime hours — up to 56 hrs/week total

About These Rates

Illinois CCP is NOT a traditional SFC/waiver program — it runs through the Illinois Department on Aging via County Community Care Units (CCUs). No waiver application required. As of 2026, spouses are now eligible as paid caregivers. Maximum 56 authorized hours per week.

Qualifying Programs

Waiver Programs & Eligibility

The care recipient must be enrolled in one of these programs for the family caregiver to receive pay.

Community Care Program (CCP)
👥 Medicaid recipients 60+ or with disabilities — No waiver required ⏱ No waitlist State Site →

✅ Who Qualifies as Family Caregiver?

As of 2026, spouses are explicitly eligible as CCP caregivers. Also adult children, siblings, and other family members. Care recipient must have non-exempt assets under $17,500. No waiver required — faster enrollment than Indiana.

👥 Care Recipient Requirements

Must be enrolled in Illinois Medicaid with non-exempt assets under $17,500. Must need assistance with ADLs. Administered through local County Community Care Units (CCUs). 6 MCEs participate.

📚 Training Required

Training requirements vary by CCU. Generally lighter than HHA certification requirements.

Managed Care Entities

Participating MCEs in Illinois

These managed care organizations administer Medicaid and SFC programs in Illinois. Your specific MCE depends on your enrollment.

🏙️ Illinois

Ready to Start Getting Paid in Illinois?

Free enrollment. Paid.care handles every step of the Illinois SFC enrollment process.

Enroll Free at Paid.care → (812) 247-6017
TX Family Caregiver Pay

Texas Family Caregiver Pay Rate

Texas Consumer Directed Services (CDS) allows family members to be paid $12–$16/hr as attendants through Medicaid waivers. Learn about STAR+PLUS CDS eligibility and how to enroll.

Start Free Enrollment → 📞 (812) 247-6017
$12–$16/hr
Family caregiver pay
$24,000–$40,000
Estimated annual
3 programs
Available waivers
Pay Rates

Texas Family Caregiver Pay Levels

Consumer Directed Services (CDS) Option

~$14/hr
CDS Attendant
Hourly rate
Standard consumer directed attendant rate
~$16/hr
CDS Skilled Attendant
Hourly rate
Higher rate for certain skilled tasks

About These Rates

Texas CDS allows the care recipient to hire and manage their own attendants, including eligible family members. A Financial Management Services Agency (FMSA) handles payroll and employer responsibilities.

Qualifying Programs

Waiver Programs & Eligibility

The care recipient must be enrolled in one of these programs for the family caregiver to receive pay.

STAR+PLUS Waiver — CDS Option
👥 Adults 21+ with disabilities or functional limitations ⏱ Varies by region State Site →
CLASS Waiver
👥 Related conditions/developmental disabilities ⏱ Long waitlist State Site →
HCS Waiver
👥 Intellectual disabilities — residential and community ⏱ Very long waitlist State Site →

✅ Who Qualifies as Family Caregiver?

Adult children, spouses in some circumstances, parents (for adult children with disabilities), and siblings may qualify. Specific eligibility depends on the waiver program and HHSC determination.

👥 Care Recipient Requirements

Must have Texas Medicaid and meet functional eligibility for an applicable waiver. Must choose the CDS option and be assessed as capable of directing their own care (or have a representative).

📚 Training Required

Basic attendant training required. Specific requirements by program and service type.

Managed Care Entities

Participating MCEs in Texas

These managed care organizations administer Medicaid and SFC programs in Texas. Your specific MCE depends on your enrollment.

⭐ Texas

Ready to Start Getting Paid in Texas?

Free enrollment. Paid.care handles every step of the Texas SFC enrollment process.

Enroll Free at Paid.care → (812) 247-6017
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PA Family Caregiver Pay

Pennsylvania Family Caregiver Pay Rate

Pennsylvania OBRA and Independence Waivers allow family members to be paid $14–$17/hr as consumer-directed attendants through Medicaid. Learn about PA consumer direction eligibility.

Start Free Enrollment → 📞 (812) 247-6017
$14–$17/hr
Family caregiver pay
$29,000–$44,000
Estimated annual
3 programs
Available waivers
Pay Rates

Pennsylvania Family Caregiver Pay Levels

OBRA / Independence Waiver / Consumer Direction

~$15/hr
Consumer Directed Personal Care
Hourly rate
Standard consumer directed attendant rate
~$17/hr
DD Waiver Support Worker
Hourly rate
Developmental disability waiver support rate

About These Rates

Pennsylvania allows family members as paid attendants under consumer direction options in multiple waivers. A Fiscal Management Services (FMS) agency handles payroll and compliance.

Qualifying Programs

Waiver Programs & Eligibility

The care recipient must be enrolled in one of these programs for the family caregiver to receive pay.

OBRA Waiver
👥 Adults 18-59 with physical disabilities ⏱ Varies State Site →
Independence Waiver
👥 Adults 60+ with physical disabilities ⏱ Varies State Site →
Consolidated Waiver
👥 Adults with intellectual disabilities ⏱ Long waitlist State Site →

✅ Who Qualifies as Family Caregiver?

Adult children, spouses in many circumstances, siblings, and other family members. The care recipient must choose consumer direction and have capacity to direct their care.

👥 Care Recipient Requirements

Must have Pennsylvania Medicaid and be enrolled in an applicable waiver. Must opt into consumer direction and be assessed as functionally eligible.

📚 Training Required

Orientation and basic training required. Varies by waiver and service type.

Managed Care Entities

Participating MCEs in Pennsylvania

These managed care organizations administer Medicaid and SFC programs in Pennsylvania. Your specific MCE depends on your enrollment.

🔔 Pennsylvania

Ready to Start Getting Paid in Pennsylvania?

Free enrollment. Paid.care handles every step of the Pennsylvania SFC enrollment process.

Enroll Free at Paid.care → (812) 247-6017
💙
VA Family Caregiver Pay

Virginia Family Caregiver Pay Rate

Virginia CCC Plus Waiver allows family members to be paid $14–$17/hr as consumer-directed personal care workers through Medicaid. Learn about CCC Plus consumer direction eligibility.

Start Free Enrollment → 📞 (812) 247-6017
$14–$17/hr
Family caregiver pay
$29,000–$44,000
Estimated annual
3 programs
Available waivers
Pay Rates

Virginia Family Caregiver Pay Levels

CCC Plus Waiver — Consumer Direction

~$15/hr
Consumer Direction Personal Care
Hourly rate
Hourly rate for consumer-directed personal care
~$17/hr
DD Consumer Direction
Hourly rate
DD waiver consumer direction support rate

About These Rates

Virginia CCC Plus allows family members as consumer-directed personal care workers. MCO care managers conduct level-of-care assessments that determine authorized hours.

Qualifying Programs

Waiver Programs & Eligibility

The care recipient must be enrolled in one of these programs for the family caregiver to receive pay.

CCC Plus Waiver
👥 Elderly adults and adults with disabilities ⏱ Varies State Site →
Building Independence Waiver
👥 Physical disabilities, younger adults ⏱ Varies State Site →
DD Waivers (EDCD, FIS, CL)
👥 Developmental disabilities ⏱ Long waitlist State Site →

✅ Who Qualifies as Family Caregiver?

Adult children, spouses in most circumstances, siblings, and other family members. The care recipient must choose consumer direction through their MCO.

👥 Care Recipient Requirements

Must have Virginia Medicaid and be enrolled in an applicable waiver. Functional eligibility assessed by MCO care manager.

📚 Training Required

Training requirements vary by MCO and service type.

Managed Care Entities

Participating MCEs in Virginia

These managed care organizations administer Medicaid and SFC programs in Virginia. Your specific MCE depends on your enrollment.

💙 Virginia

Ready to Start Getting Paid in Virginia?

Free enrollment. Paid.care handles every step of the Virginia SFC enrollment process.

Enroll Free at Paid.care → (812) 247-6017
🌨️
MN Family Caregiver Pay

Minnesota Family Caregiver Pay Rate

Minnesota CDCS allows family members to be paid as support workers through a budget-based self-direction model. Budget equivalent of $18–$22/hr. Learn about CDCS eligibility and self-direction.

Start Free Enrollment → 📞 (812) 247-6017
Budget-based (~$18–$22/hr equivalent)
Family caregiver pay
$37,000–$55,000 (budget dependent)
Estimated annual
3 programs
Available waivers
Pay Rates

Minnesota Family Caregiver Pay Levels

Consumer Directed Community Supports (CDCS)

Budget-based
CDCS Budget — Low
Set by assessment
Lower approved budget allocation
Budget-based
CDCS Budget — High
Set by assessment
Higher approved budget for intensive needs

About These Rates

Minnesota CDCS is budget-based rather than hourly — approved budget depends on assessed needs rather than a set hourly rate. Family members can be paid from the CDCS budget as support workers. Effective hourly equivalent typically $18–$22.

Qualifying Programs

Waiver Programs & Eligibility

The care recipient must be enrolled in one of these programs for the family caregiver to receive pay.

CDCS — All HCBS Waivers
👥 Budget-based self-direction for all applicable waivers ⏱ Varies by waiver State Site →
Brain Injury (BI) Waiver
👥 Adults with TBI ⏱ Varies State Site →
DD Waiver
👥 Developmental disabilities ⏱ Long waitlist State Site →

✅ Who Qualifies as Family Caregiver?

Adult children, spouses, siblings, parents, and other family members. Minnesota has broad family caregiver eligibility under CDCS. Specific exclusions may apply — contact your county or lead agency.

👥 Care Recipient Requirements

Must have Minnesota Medicaid and be enrolled in an applicable HCBS waiver. Must choose CDCS self-direction option. Budget is determined through the Individual Service Plan process.

📚 Training Required

CDCS requires a support plan and orientation. Specific training for the care recipient's needs.

Managed Care Entities

Participating MCEs in Minnesota

These managed care organizations administer Medicaid and SFC programs in Minnesota. Your specific MCE depends on your enrollment.

🌨️ Minnesota

Ready to Start Getting Paid in Minnesota?

Free enrollment. Paid.care handles every step of the Minnesota SFC enrollment process.

Enroll Free at Paid.care → (812) 247-6017
🌲
OR Family Caregiver Pay

Oregon Family Caregiver Pay Rate

Oregon Home Care Commission pays family caregivers $18–$21+/hr with union benefits. Oregon K Plan and traditional Medicaid both allow family members as paid home care workers. Learn about enrollment.

Start Free Enrollment → 📞 (812) 247-6017
$18–$21/hr
Family caregiver pay
$37,000–$62,000+
Estimated annual
2 programs
Available waivers
Pay Rates

Oregon Family Caregiver Pay Levels

Oregon K Plan / Home Care Workers Program

~$19/hr
Home Care Worker
Hourly rate
Oregon Home Care Commission base rate
~$21/hr
Specialized Care Worker
Hourly rate
Enhanced rate for specialized/skilled care

About These Rates

Oregon Home Care Commission sets wages for all home care workers, including family members. Wages are collectively bargained and have increased significantly. One of the strongest state home care programs for family caregivers.

Qualifying Programs

Waiver Programs & Eligibility

The care recipient must be enrolled in one of these programs for the family caregiver to receive pay.

Oregon K Plan (Fully Integrated Duals)
👥 Dual-eligible members (Medicare + Medicaid) ⏱ No waitlist State Site →
Oregon Home Care (Traditional Medicaid)
👥 Medicaid recipients needing home care ⏱ No waitlist State Site →

✅ Who Qualifies as Family Caregiver?

Spouses, adult children, siblings, parents, and most family members can be paid home care workers. Oregon has broad family caregiver eligibility. The care recipient must choose and direct their own worker.

👥 Care Recipient Requirements

Must have Oregon Medicaid (OHP) and be assessed as needing in-home support. ODHS conducts the assessment. K Plan serves dual-eligible members.

📚 Training Required

Oregon requires 75 hours of training for home care workers. Combination of online and in-person. Oregon Home Care Commission coordinates training.

Managed Care Entities

Participating MCEs in Oregon

These managed care organizations administer Medicaid and SFC programs in Oregon. Your specific MCE depends on your enrollment.

🌲 Oregon

Ready to Start Getting Paid in Oregon?

Free enrollment. Paid.care handles every step of the Oregon SFC enrollment process.

Enroll Free at Paid.care → (812) 247-6017
📞
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NV Family Caregiver Pay

Nevada Structured Family Care Pay Rate 2025

Nevada HCBS Medicaid Waivers allow family members to be paid $15–$18/hr as consumer-directed attendants. Administered by the Nevada ADSD and local case management companies.

Start Free Enrollment →📞 (812) 247-6017
$15–$18/hr
Family caregiver pay
$31K–$50K+/yr
Estimated annual
1099-NEC
Income type (IRS 2014-7)
Pay Rates

Nevada Family Caregiver Pay Levels

Rates set by a local case management company or MCO during an in-home level-of-care assessment. Authorized hours and pay level depend on the care recipient's assessed ADL needs. Nevada ADSD HCBS →

$15/hr
Standard Attendant
Personal care and daily living tasks. Authorized hours set by local case management company or MCO assessment.
$17–$18/hr
Enhanced Care
Care recipients with medical complexity, behavioral needs, or skilled care requirements.

Tax Treatment — 1099-NEC

Nevada family caregivers receive 1099-NEC income via a Fiscal Management Services (FMS) agency or fiscal intermediary. Under IRS Notice 2014-7, HCBS Medicaid waiver payments to family caregivers who live with the care recipient may be fully excludable from federal gross income. Consult a qualified tax professional. Nevada Medicaid (DWSS) →

Qualifying Programs

Nevada HCBS Waiver Programs

HCBS Elderly / Disabled Waiver
👥 Adults 65+ and adults with disabilities⏱ Varies by countyNevada ADSD →
HCBS Intellectual Disabilities Waiver
👥 Adults with intellectual disabilitiesNevada ADSD →
Nevada Physical Disabilities Waiver
👥 Adults under 65 with physical disabilitiesNevada ADSD →

✅ Who Qualifies in Nevada?

Adult children, spouses, siblings, parents, and close family members. The care recipient opts into consumer direction and designates the family member as their attendant. Nevada ADSD and local case management companies confirm eligibility. Nevada DWSS →

👥 Care Recipient Requirements

Must have Nevada Medicaid and meet functional eligibility for an HCBS Waiver. Must be assessed by a local case management company or MCO as needing ADL assistance. Must opt into consumer direction and designate the family caregiver. Nevada Medicaid →

Ready to Start Getting Paid in Nevada?

Free eligibility check — Paid.care reviews your Nevada Medicaid status and connects you with the right program.

Enroll Free at Paid.care →(812) 247-6017